Built for Stripe
Available on Stripe App Marketplace

Chargebacks.On Autopilot.

AI-powered dispute defense that drafts the strongest evidence for every chargeback — reviewed and submitted before the deadline, on Stripe, PayPal, Square, and Braintree. Pay only for results.

Stripe Native15% Success Fee OnlyCASA Tier 2 Compliant
ChargePilot — Dispute AnalysisExample View
FIGHTdp_3Q8xK2...
$847.00
75%

Evidence Strength

Strong evidence detected

CVC Verification
AVS Match
3D Secure
Radar Risk Score
Card Fingerprint
IP Geolocation

AI Evidence Preview

“Transaction verified via 3D Secure authentication with matching CVC and AVS. Device fingerprint consistent with 4 prior successful orders...”

Example view — illustrative only. Not based on a specific account.

Built for Stripe merchants who demand transparency.

Built for Stripe
CASA Tier 2 Verified
Live on Stripe App Marketplace
TLS Encrypted
Success Fee Only
Shopify Order Evidence
Frontier AI Reasoning
GDPR-ready
Built for Stripe
CASA Tier 2 Verified
Live on Stripe App Marketplace
TLS Encrypted
Success Fee Only
Shopify Order Evidence
Frontier AI Reasoning
GDPR-ready

Timed to win

Evidence is submitted at the optimal moment before your due date — fully assembled, never rushed

0

Evidence integrations connected

0%

Success fee on recovered chargebacks. Plus $19$29 per confirmed prevention.

Chargebacks are eating your revenue alive.

Every dispute is lost revenue, wasted time, and a step closer to losing your Stripe account.

💸

$0B+

Lost globally to chargebacks every year

🎭

0%

Of chargebacks are friendly fraud — recoverable with the right evidence

⚠️

0.9%

Visa’s chargeback threshold — exceed it and lose your account

Figures are industry estimates. The 0.9% figure is Visa's Dispute Monitoring Program threshold.

How ChargePilot AI Protects Your Revenue

Three layers of automated protection, powered by AI

01
01

DETECT

Signals Before Chargebacks

Stripe Early Fraud Warnings and Ethoca & Visa RDR pre-dispute alerts surface trouble before it ever becomes a chargeback.

02
02

PREVENT

Stop Chargebacks Early

When Stripe detects early fraud signals, ChargePilot intercepts in real-time. Suspicious charges are automatically refunded to protect your dispute ratio.

03
03

FIGHT

AI Evidence That Wins

Our AI writes custom evidence narratives unique to each case — not templates. Bespoke rebuttal letters built on transaction data, customer history, and Visa CE 3.0 signals.

04
04

RECOVER

Pay When We Win

15% success fee on recovered chargebacks. $0 if we don’t win. No manual work for you, no upfront costs, no subscription fees.

ChargePilot fights your PayPal, Square, and Braintree disputes — including at PayPal's inquiry stage, before they escalate — and prevents card-network chargebacks via Visa RDR and Ethoca. For Square merchants, prevention runs on the Ethoca (Mastercard) lane.

Human review before every submission

AI drafts every response. A person approves it.

ChargePilot's AI drafts the evidence and scores each case — then a member of our team reviews and approves the response before it is submitted, with that analysis in hand. Nothing is ever submitted automatically. Every submission, on Stripe, PayPal, Square, and Braintree, goes through the same review.

Our Unfair Advantage

Other tools are black boxes. Your decisions are auditable.

Most chargeback tools hide what they do. You send a dispute in, you get a result back, and you never see what was argued on your behalf. ChargePilot is different — you can audit every decision on your own disputes and review the evidence before it's submitted to Stripe.

  • Multi-signal analysis
  • Readable evidence on every dispute
  • AI case scoring on every dispute
  • ROI assessment — fight or accept

Multi-Signal Analysis

AVS MatchPass
CVC VerificationPass
3D SecurePass
Stripe RadarReview

…and more, analyzed on every transaction.

Compare for yourself.

FeatureChargePilotOthers
Per Recovered Chargeback
15%, wins only
25%
Subscription Fees
NoneBETTER
$0–$100+
Prevention + Recovery
Both, one platformBETTER
Recovery only
Pre-Dispute Alerts
Ethoca & Visa RDR
Varies
Decision Visibility
Audit every decisionBETTER
Black box
AI Reasoning
Readable on your disputes
Hidden
ROI Assessment
Fight or AcceptBETTER
Auto-fight all
Submission Timing
Strategic, before deadline
Varies
Stripe Native
Dashboard app
External redirect

Everything you need. Nothing you don't.

AI-Fought Disputes

AI detects new disputes and drafts tailored evidence packages — every response is reviewed before it's submitted. No manual work for you.

Stripe EFW Auto-Refund

When Stripe's Early Fraud Warning catches a stolen-card transaction, we automatically refund the customer before the chargeback is filed. $19 (Visa) or $29 (other schemes) per confirmed prevention — only when it works.

Ethoca & Visa RDR Alerts

Card-network pre-dispute alerts resolve disputes before they become chargebacks — $19 per prevented chargeback via Visa RDR, $29 via Ethoca (Mastercard). Never charged for merely receiving an alert.

PDF Evidence Packages

Professionally formatted evidence documents, drafted by AI and submitted to your processor after review.

Stripe Dashboard Native

Lives right inside your Stripe dashboard. No new tabs, no external logins, no context switching.

Command Center

Full web dashboard with dispute timelines, signal breakdowns, win/loss analytics, and revenue tracking.

Smart ROI Engine

Only fights disputes when the math makes sense. Recommends accepting when fighting would cost more than the chargeback.

Questions? Answered.

How does ChargePilot work?

Stripe merchants install ChargePilot directly into the Stripe dashboard; PayPal, Square, and Braintree merchants connect from the ChargePilot dashboard. When a dispute arrives, our AI analyzes multiple fraud signals — such as CVC and AVS verification — then drafts the evidence response, which is reviewed and submitted before your processor's deadline.

How much does ChargePilot cost?

Every fee is tied to value: 15% success fee on chargebacks we recover via dispute representment (only paid when we win), plus prevention fees charged per confirmed prevention — $19 for Visa EFW refunds and Visa RDR alerts, $29 for all other schemes and Ethoca (Mastercard) alerts — and never for merely receiving an alert. No subscription fees, no setup fee, free to install from the Stripe App Marketplace. If we don't win or prevent, you pay nothing.

Are there any other fees?

No. Those charge points are it — there are no subscription fees, no installation fee, no integration fee, no ongoing-service fee.

How is this different from Chargeflow?

ChargePilot lets you audit every decision on your own disputes — review the evidence before it's submitted. You get prevention and recovery in one platform, multi-signal analysis on every dispute, and a native Stripe app — no external redirects.

Do I need to leave my Stripe dashboard?

No. ChargePilot is a native Stripe app that lives right inside your existing dashboard. You can also access our full Command Center web dashboard for deeper analytics.

What’s the win rate?

Win rates vary by industry and dispute type, but our AI is optimized to only fight disputes where the evidence supports a strong case. Our Smart ROI Engine ensures you never waste money fighting unwinnable disputes.

Can I cancel anytime?

Yes. There are no contracts, no cancellation fees, and no lock-in periods. You can uninstall ChargePilot from Stripe — or disconnect any processor — at any time.

How long does setup take?

Under 2 minutes. Install from Stripe Marketplace, connect your account, and ChargePilot starts protecting you immediately.

What types of disputes can ChargePilot handle?

All major dispute types on every supported processor — fraudulent, product not received, duplicate, subscription cancellation, and unrecognized charges.

Is my data secure?

Yes. ChargePilot is CASA Tier 2 verified — an independent security audit conducted by TAC Security, the same standard applied to apps handling sensitive Google Workspace data. All merchant integration tokens are encrypted at rest with AES-256-GCM, and all traffic uses TLS 1.2+ in transit. See the full security overview at /security.

Does ChargePilot prevent chargebacks?

Yes — two ways. When Stripe's Early Fraud Warning flags a transaction (typically because the card has been reported stolen by the issuing bank), ChargePilot automatically refunds the customer before the chargeback is filed. And where you enroll in Ethoca & Visa RDR pre-dispute alerts, disputes can be resolved before they ever become chargebacks. Prevention fees are charged per confirmed prevention: $19 for Visa EFW refunds and Visa RDR alerts, $29 for all other schemes and Ethoca (Mastercard) alerts — never for merely receiving an alert. Other chargeback types — product issues, friendly fraud, processing errors — are handled through our representment engine after they hit.

Do I need technical knowledge?

No. Once installed, ChargePilot works in the background — disputes are drafted by AI and reviewed before submission, and you can adjust your settings from the dashboard.

What happens when I get a dispute during business hours vs off hours?

ChargePilot monitors your disputes 24/7 and tracks every response deadline. Evidence is drafted as soon as a dispute arrives, then reviewed and submitted before your processor's deadline — regardless of when the dispute comes in.

THE MOST COMPLETE EVIDENCE PACKAGE AVAILABLE.

Stripe + PayPal + Square + Braintree + Shopify + WooCommerce + BigCommerce + Recharge + Skio + Gorgias + Help Scout + Gmail + ShipStation. Every dispute. Automatically.

STRIPE

Transaction signals, fraud scores, device fingerprint, 3DS authentication

PAYPAL

Brings your PayPal disputes into ChargePilot and uses your PayPal transaction records to build evidence.

SQUARE

Brings your Square disputes into ChargePilot and uses your Square transaction records to build evidence.

BRAINTREE

Brings your Braintree disputes into ChargePilot and uses your Braintree transaction records to build evidence.

SHOPIFY

Order data, fulfillment, delivery confirmation, customer history

WOOCOMMERCE

Order history, fulfillment records, customer lifetime value, refund history

BIGCOMMERCE

Order history, shipment tracking, customer lifetime data, fulfillment records

Recharge logo

RECHARGE

Subscription status, renewal history, cancellation records

Skio logo

SKIO

Subscription lifecycle, billing history, native churn prediction signals

GORGIAS

Ticket history, refund requests, cancellation threads, AI-ranked evidence

HELP SCOUT

Conversation history, refund discussions, cancellation exchanges

GMAIL

Customer email threads, communication timeline, read-only search

SHIPSTATION

Fulfillment status, tracking numbers, delivery confirmation, ship dates

15% Success Fee

Plus $19$29 per confirmed prevention.

13 Sources

Integrated evidence sources

Zero Upfront

No subscription fees

Reviewed & Submitted

Before the deadline

Stop losing money.
Start winning disputes.

Join merchants on Stripe, PayPal, Square, and Braintree who are recovering revenue hands-off.

ChargePilot Support